For 2020, the HELP loan limit is $106,319 for most students. Existing FEE-HELP, VET FEE-HELP and VET Student Loan debts will be carried over and count towards your HELP loan limit.

Any previous HECS-HELP debts will not be included in the HELP loan limit.

From 1 January 2020 onwards, new HECS-HELP borrowing will count towards the limit.